Coinmotion service fees and pricing

All you need to know about our pricing

General fees for customer accounts

Coinmotion Prepaid Debit Card Fees

Opening fee

0,00 €

Account management fee

0,00 €

Annual fee

0,00 €

Trading fee

0,8-2%

Trading fee is a percentual commission of each actualized buy- and sell order. The commission is taken from the amount traded, and is always charged in euros.

 

As the customer’s volume increases, the commission decreases according to the volume discount table shown below. Volume means the sum of made and actualized buy and sell orders.

 

Volume discounts

 

Commission %

90 days volume

1,8

> 500,00 €

1,6

> 2000,00 €

1,4

> 10 000,00 €

1,2

> 50 000,00 €

1

> 250 000,00 €

0,8

> 1 000 000,00€

The discounted commission is on the left, whereas the volume needed to obtain it is demonstrated on the right. Example: 1,8% commission requires a volume of more than 500€ during the last 90 days. 

 

Withdrawing euros from customer account to bank account

0,90 € / withdrawal

Vault service

1,00 € / month (charged from the virtual currency stored in the vault)

Cryptocurrency transfers inside Coinmotion

0,00€

Cryptocurrency transfers out from Coinmotion

Crypto-specific transfer fee*

*Transfer fee is a fee essential to cryptocurrency transfers, which is paid directly to the miners that maintain the blockchain. Coinmotion charges a fee on the transfers that varies according to the cryptocurrency and the market situation.

 

Additional fees

 

Investigating a deposit without correct payment information

10,00 €

Clarification of personal information of a client by Coinmotion Oy

10,00 €

Delivering terms of agreement, service fees and other similar information via post

10,00 €

Redirecting an incoming XLM or XRP transfer without memo ID or Destination Tag.

10% of the transfer or max. 200,00 €

Custody fee for cancelled accounts (cost of custody of funds in accounts cancelled due to incorrect or incomplete information)

9,90% p.a. (based on managed days when the order has been cancelled for over 90 days.)

Consultative service for returning funds

(Returns from, for example, cold storage wallets, outdated software, other service providers, transfers made to Coinmotion with incorrect information, etc., or other situations that require special investigation. We reserve the right not to make a return.)

From 250 € / h

Additional investigation, issuance of certificate or report

From 100 € / h, at minimum 100 €

Invoice Payment Service (within SEPA)

SEPA payments per invoice

Payment is an executed invoice counted in euros in the euro payment zone

 

Account number of receiver is in IBAN form, and

BIC/SWIFT code of receiver’s bank is in payment details

0,90 € / transfer

SEPA payments per invoice if payment information is incomplete

30,00 € / transfer

Money Transfer Service (within SEPA)

Money transfer between Coinmotion customers per transfer

0,00 €

Money transfers out of Coinmotion (SEPA) per transfer

Payment is an executed transfer counted in euros in the euro payment zone

 

Account number of receiver is in IBAN form, and

BIC/SWIFT code of receiver’s bank is in payment details

0,90 € /transfer

Money transfers out of Coinmotion per transfer if payment information is incomplete

30,00 € / transfer

Coinmotion Credit Account fees

Credit interest rate

5% p.a.

Maximum credit amount

2,000 €

Coinmotion Prepaid Debit Card Fees

 

Card Usage Fees

Card Issuing Fees

 

 

Physical Card Order Fee

€2.50

Virtual Card Order Fee

0 €

Card lost/stolen replacement

€7.50

Card Transaction Fees

 

 

ATM Withdrawal

€1.50

POS

FREE

ATM Balance inquiry

€0.30

ATM Decline

€0.30

POS Decline

€0.30

Foreign Exchange Charge 

3%

Card Load Fees

 

 

Card load 

FREE

Miscellaneous Fees

 

 

Account closure balance return (Redemption Fee)

3%

Account Dormancy Fee (applies after 6 months of no usage)

€2 per month

Limits

Card load value

Max per year:

€20,000

 

Max per month:

€5,000

 

Min per load:

€10

 

Max per load:

€500

Card maximum balance

 

€12,000

ATM Withdrawals

Max per day:

€300

 

Max no. per day:

2

POS Transactions

Max per month:

€6,000

 

Max per day:

€1,500

 

Max no. per day:

10